thanks guys,
just to clarify...
its my first car and I want nothing but a R5GTT (call me stubborn) and have looked into every way possible to own one, cut a long storey short...
Thought GTT and campus engine = Quoted £1100 + £200 excess (under 7000miles a year and cat1 alarm)
On a campus modded up (bodykit, alloys, lowered) would actually cost me more! got quoted (being my first I may add) at £1200 + £350 excess.
they may vary slightly with certain year and value of the car I end up having but if I can insure a GTT for around £1100 Fully comp, that'll be my choice.
Of course I could just go for a cheap runabout until i get a years no claims and am 25 lol patience is hard right now, but i could replace the GTT lump in a years time and would have had a full year learning already.